Coinbase Introduces Fixed-Rate Bitcoin Loans, Giving Users an Alternative to Floating Rates

Coinbase has introduced fixed-rate, fixed-term USDC loans backed by Bitcoin, offering an alternative to its existing floating-rate borrowing option. The product operates through Morpho Midnight, a decentralised lending protocol built on Coinbase’s Base network. Borrowers can determine their interest costs and repayment dates upfront, while the existing Morpho Blue-b...